Devyani

RBI Eases Rules For Small Lenders: What Borrowers And Businesses Should Check Next

The Reserve Bank has relaxed registration rules for a narrow group of small finance companies, but borrowers and businesses should know what has changed, and what has not. The Reserve Bank of India has eased rules for a specific category of small non-banking finance companies. These are companies with assets below ₹1,000 crore, no public funds, and no customer interface. From July 1, 2026, they will be exempt from registration and reserve-fund requirements under Sections 45IA and 45IC of the RBI Act. Existing eligible entities can apply for deregistration by December 31, 2026. That sounds technical, and yes, it is. But the layperson’s translation is simpler: RBI is reducing paperwork for small finance firms that do not raise public money and do not deal directly with customers. Why RBI Is Doing This   The change follows a review of the regulatory framework for companies that neither use public funds nor ...

Devyani
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Salary Revision Enters the Room: What the 8th Pay Commission Talks Mean for Your Pay
Salary Revision Enters the Room: What the 8th Pay Commission Talks Mean for Your Pay
The first round of 8th Pay Commission consultations has begun, but the viral salary figures doing the rounds are still proposals, not final government...
The 7-Second Rule: How to Check Your Vote on VVPAT Tomorrow
The 7-Second Rule: How to Check Your Vote on VVPAT Tomorrow
As West Bengal votes in Phase 2 tomorrow, the small VVPAT window gives every voter a short but important chance to confirm that the EVM recorded the i...
Petrol Prices Hold For Now, But Trump-Iran Deadlock Keeps Fuel Bills Under Watch! Here's What You Should Check Before Refuelling
Petrol Prices Hold For Now, But Trump-Iran Deadlock Keeps Fuel Bills Under Watch! Here's What You Should Check Before Refuelling
Pump rates stayed unchanged across major Indian cities on April 28, but rising crude prices and the Strait of Hormuz squeeze mean commuters should kee...
Heatwave Preparedness Begins : What the Government Has Asked States to Do and How It Can Protect You
Heatwave Preparedness Begins : What the Government Has Asked States to Do and How It Can Protect You
With IMD warning of above-normal heatwave days from April to June, the Centre has asked states and Union Territories to prepare health facilities befo...
Heatwave in Some States, Rain in Others: What Changed, Why It’s Happening, and What You Should Do
Heatwave in Some States, Rain in Others: What Changed, Why It’s Happening, and What You Should Do
India’s late-April weather has split into two tracks: some regions are fighting sharp heat, while others are preparing for thunderstorms, gusty winds...
World Affairs Roundup: Top Global News of the Day (April 27)
World Affairs Roundup: Top Global News of the Day (April 27)
Here are today’s top news updates from around the world. UNGA President to Visit India for Multilateral Talks The visit will place India’s r...
Indian Politics Roundup: Top News of the Day (27th April)
Indian Politics Roundup: Top News of the Day (27th April)
Here are today’s key political developments from across India. India–New Zealand Sign Landmark FTA With Zero-Duty Access Addressed the India-N...
International Dance Day: Reclaiming the Unplugged Nostalgia of the 90s Bollywood Hookstep
International Dance Day: Reclaiming the Unplugged Nostalgia of the 90s Bollywood Hookstep
Before dance went digital, it travelled by memory - one hookstep at a time. It usually begins mid-thought. A beat drops in your head - no warning -...
Al Pacino’s Birthday: The Uncanny 1970s Parallel Between Hollywood’s ‘Serpico’ and India’s ‘Angry Young Man’
Al Pacino’s Birthday: The Uncanny 1970s Parallel Between Hollywood’s ‘Serpico’ and India’s ‘Angry Young Man’
Half a world apart, two actors put on worn-out jackets and basically told the establishment to go to hell. You don't really watch gritty 1970s cine...
Rule 49P Explained: What First-Time Voters Must Do If Someone Has Already Cast Their Vote
Rule 49P Explained: What First-Time Voters Must Do If Someone Has Already Cast Their Vote
A small rule tucked inside election law, but for a first-time voter, it can be the difference between confusion and clarity at the polling booth. I...
Al Pacino’s Birthday: How ‘The Godfather’ Gave Indian Cinema Its Most Chilling Political Anti-Hero in ‘Sarkar’
Al Pacino’s Birthday: How ‘The Godfather’ Gave Indian Cinema Its Most Chilling Political Anti-Hero in ‘Sarkar’
Before we even discuss the roaring guns, we have to talk about the silence - because that is exactly where the real power lives. Watch Al Pacino in...
Rule 49M: Can You Change Your Mind After Signing the Voter Register?
Rule 49M: Can You Change Your Mind After Signing the Voter Register?
A small clause in election law, often overlooked, quietly decides whether a voter’s hesitation has any legal space once the process is underway. Th...
April 24, 1990: The Hubble Space Telescope Launched, Setting the Stage for NASA’s Most Terrifying Zero-Gravity Repair Mission
April 24, 1990: The Hubble Space Telescope Launched, Setting the Stage for NASA’s Most Terrifying Zero-Gravity Repair Mission
It was supposed to be our ultimate window to the cosmos, but NASA’s crown jewel went up legally blind. Here is how astronauts pulled off the ultimate...
386 Constituencies, One Day: Mapping Bengal’s Phase I and Tamil Nadu’s Full-Scale Vote
386 Constituencies, One Day: Mapping Bengal’s Phase I and Tamil Nadu’s Full-Scale Vote
Two states. Two formats. One shared date. April 23 turns into a sprawling civic exercise - from Bengal’s phased map to Tamil Nadu’s all-at-once ballot...
From Queue to Counting Room: The Life Cycle of a Vote in Bengal and Tamil Nadu’s Phase I Election
From Queue to Counting Room: The Life Cycle of a Vote in Bengal and Tamil Nadu’s Phase I Election
From the first ink mark on a fingertip to a sealed machine resting under watch, a single vote travels quietly through an intricate, well-rehearsed sys...
William Shakespeare’s Birthday: How His Darkest Tragedies Birthed Indian Cinema’s Greatest Psychological Thrillers
William Shakespeare’s Birthday: How His Darkest Tragedies Birthed Indian Cinema’s Greatest Psychological Thrillers
He never stepped foot in Mumbai, but the Bard of Avon practically ghostwrote the blueprint for Bollywood’s gritty modern noir. Let’s just bypass th...
Happy Birthday Manoj Bajpayee: Why Bhiku Mhatre Remains the Ultimate Masterclass in Indian Urban Survival
Happy Birthday Manoj Bajpayee: Why Bhiku Mhatre Remains the Ultimate Masterclass in Indian Urban Survival
Forget the tailored suits and corporate grind; true city resilience wears a loud printed shirt and laughs in the face of chaos. Honestly, I think w...
William Shakespeare’s Birthday: The Hilarious, Dramatic 'Desi' Insults We Unknowingly Stole From the Bard
William Shakespeare’s Birthday: The Hilarious, Dramatic 'Desi' Insults We Unknowingly Stole From the Bard
Forget the flowery sonnets - the Bard of Avon was actually the undisputed king of the fiery, street-level roast. Honestly, if you think about it, t...