Life style

“The House Is Ours, But the Bank Owns It for 30 Years”: The Growing Cost of Home Ownership

For generations of Indians, owning a home has been one of life’s biggest milestones. It represents stability, security, and a long-term investment for the future. But for many homebuyers today, that dream is coming with a growing financial burden. Rising property prices are forcing buyers to take larger loans and extend repayment periods, sometimes for as long as 30 years. As a result, a growing number of people are finding themselves tied to home loan EMIs for a significant portion of their working lives. Recent discussions around housing affordability have highlighted how the path to home ownership is becoming increasingly challenging, especially for middle-class families in major cities. Why Home Loans Are Getting Longer One of the biggest reasons for longer loan tenures is the rapid rise in property prices. In many cities, housing costs have increased much faster than incomes. To make homes appear affordable, buyers often choose longer ...

Soham Halder
  • 23 hours ago
  • 4 minutes read
The Cinematic Clean Slate: Celebrating Poila Boishak and Bengali New Year with Bollywood’s Best Sisterhoods
The Cinematic Clean Slate: Celebrating Poila Boishak and Bengali New Year with Bollywood’s Best Sisterhoods
Forget the spring cleaning for a second. Let's ring in Nobo Borsho with screen queens who actually have each other's backs. April in Kolkata is una...
Beyond the City Smog: A World Health Day Exposé on the Hidden Pollution Inside Indian Homes
Beyond the City Smog: A World Health Day Exposé on the Hidden Pollution Inside Indian Homes
We shut the windows to keep the city smog out, but the real respiratory threat might just be sitting on your living room sofa. As World Health Day...
The Zero-Proof Spring Soirée: Shaking Up Botanical Mocktails for a Refreshing, Happy Easter
The Zero-Proof Spring Soirée: Shaking Up Botanical Mocktails for a Refreshing, Happy Easter
Skip the Monday hangover. Here is how to build a zero-proof menu that actually survives the brutal April humidity. Honestly, by the time Easter Sun...
The Terracotta Trend: Ditching Pastel Plastics for a 'Desi' Minimalist Decor This Easter
The Terracotta Trend: Ditching Pastel Plastics for a 'Desi' Minimalist Decor This Easter
Swap the neon cellophane for burnt earth. Here is why the desi minimalist wave is quietly taking over your spring tablescapes. Walk down any superm...
The Great Takeout Swap: Tricking Your Roommate with Wholesome Homestyle Feasts This April Fool's Day
The Great Takeout Swap: Tricking Your Roommate with Wholesome Homestyle Feasts This April Fool's Day
Forget the toothpaste-filled Oreos. This April first, the ultimate gag involves actual nutrition - and stealing the delivery guy's thunder. Honestl...
The Sweet Deception: Mastering the Art of Culinary Illusions This April Fool's Day
The Sweet Deception: Mastering the Art of Culinary Illusions This April Fool's Day
Trust nobody today - not even your dinner plate. Here is how to weaponize dessert and mess with everyone's sensory expectations. Honestly, serving...
The Navratri Glow-Up: Skin & Hair Rituals Backed by Ayurveda
The Navratri Glow-Up: Skin & Hair Rituals Backed by Ayurveda
Glow like the Goddess within you this Navratri! Navratri isn’t just about garba nights, divine devotion, and dazzling outfits, it’s also the time w...
A Little Sparkle for a Special Night: Making Your Home Shine for Milad-un-Nabi
A Little Sparkle for a Special Night: Making Your Home Shine for Milad-un-Nabi
Getting ready for Milad-un-Nabi, the beautiful celebration of the Prophet Muhammad's (PBUH) birthday? It’s a time of immense joy, reflection...
Friendship Day Magic: Why Some Bonds Form in Seconds
Friendship Day Magic: Why Some Bonds Form in Seconds
Ever met someone and felt like you’ve known them forever? Science explains the instant magic of clicking with a friend. Have you ever met someone f...
Friendship Day: Unwritten Rules of Friendship Everyone Should Know
Friendship Day: Unwritten Rules of Friendship Everyone Should Know
Every relationship is maintained on the basis of some unsaid rules, and friendship is no different Friends are the family you get to choose, but un...
Friendship Day 2025: Buddy Talk Then vs Now – Slam Books, Memes & Midnight Voice Notes
Friendship Day 2025: Buddy Talk Then vs Now – Slam Books, Memes & Midnight Voice Notes
Remember when friendship lived in scribbled slam books and landline calls? Grab your favourite buddy (or group chat!) as we flip through the pages of...
Friendship Day 2025: Friendship Bands Never Go Out Of Style And Here’s Why They Still Matter
Friendship Day 2025: Friendship Bands Never Go Out Of Style And Here’s Why They Still Matter
Each band of friendship is a way to say that you matter to me, much before emojis or typing indicators did it for us. We all live in an age of dig...
Friendship Day 2025: Gifting Ideas That Celebrate Every Type of Friend
Friendship Day 2025: Gifting Ideas That Celebrate Every Type of Friend
So, this Friendship Day 2025, let’s take a moment to celebrate your tribe, and give them something that says, “I see you.” Friendship Day isn’t jus...
World Emoji Day: When a Thumbs Up Beats a Thousand Words-Why We Still Tap 'Like' Instead of Typing 'Agreed'
World Emoji Day: When a Thumbs Up Beats a Thousand Words-Why We Still Tap 'Like' Instead of Typing 'Agreed'
From ancient hieroglyphs to your latest DM, we've always craved quick, colourful connection. On World Emoji Day, let’s dive into why that simple thumb...
World Emoji Day Special: Decoding Emoji Etiquette—What’s Flirty, What’s Friendly & What’s Just Plain Weird
World Emoji Day Special: Decoding Emoji Etiquette—What’s Flirty, What’s Friendly & What’s Just Plain Weird
Don't let a heart emoji pave your path into trouble! Your quick, casual guide to sending the right vibes with emojis in India. Hey there! Navigatin...
World Emoji Day: Generational Texting Styles-How Boomers, Gen X, and Zoomers Speak Emoji Differently
World Emoji Day: Generational Texting Styles-How Boomers, Gen X, and Zoomers Speak Emoji Differently
Happy World Emoji Day! Ever wonder why your texts look nothing like your kid's (or your mom's)? Let's decode the generational emoji divide! Ever s...
Rain, Shine, or Cloudy Days—Here’s How to Stay on Track
Rain, Shine, or Cloudy Days—Here’s How to Stay on Track
Turn grey skies into golden hours of productivity. There’s something undeniably soothing about a cloudy sky, gloomy ambience, soft rain, and distan...
Don’t Let the Rain Ruin Your Shine – Leather Shoe Protection 101
Don’t Let the Rain Ruin Your Shine – Leather Shoe Protection 101
Leather shoes and Indian monsoon can coexist. Here’s how. Imagine a situation — you step out in your favourite leather loafers or formal Oxfords, o...
Rain Outside, Comfort Inside: The Ultimate Cosy Corner Guide
Rain Outside, Comfort Inside: The Ultimate Cosy Corner Guide
Turn every downpour into a moment of peace and pampering! The season of joy, nostalgia, and hot chai, monsoon, brings grey skies, damp afternoons,...
Happy Feet, Rain or Shine: Footcare Essentials for the Damp Days
Happy Feet, Rain or Shine: Footcare Essentials for the Damp Days
Your feet deserve TLC – even more during the monsoon! After scorching summer heat, the monsoon comes as a blessing, but the beauty of rainfall does...
From Musty to Magical: How to Keep Your Home Fresh This Monsoon
From Musty to Magical: How to Keep Your Home Fresh This Monsoon
Don’t let the damp win – let fragrance in! As much as we love curling up with a cup of masala chai or coffee during the monsoon, let’s be honest —...
Swami Vivekananda’s Death Anniversary: Yoga Beyond Asanas—Decoding His Forgotten Breath-Work Practices
Swami Vivekananda’s Death Anniversary: Yoga Beyond Asanas—Decoding His Forgotten Breath-Work Practices
Forget just stretching! On Swami Vivekananda’s death anniversary, let's rediscover the revolutionary (and kinda forgotten) breath magic he truly champ...
Rain-Proof Your Home: The Desi Way to Stop the Damp Doom
Rain-Proof Your Home: The Desi Way to Stop the Damp Doom
Monsoon mould alert: simple Indian hacks to keep your home fresh and fungus-free! When we are excited to get some relief from summer heat, monsoon...
National Doctors’ Day: Beyond Band-Aids—Doctors Teaching Mindfulness in Schools to Prevent Tomorrow’s Ailments
National Doctors’ Day: Beyond Band-Aids—Doctors Teaching Mindfulness in Schools to Prevent Tomorrow’s Ailments
This July 1st, let's cheer docs doing something extra special: swapping clinic hours for classroom moments, teaching kids mindfulness to build healthi...
The Art of Minimalism: Decluttering Your Home and Mind for Better Living
The Art of Minimalism: Decluttering Your Home and Mind for Better Living
By embracing minimalism, you can clear the clutter in your home and your mind, leading to a more intentional, peaceful, and fulfilling life. At its...
What Is the ‘Soft Life’ and Why Are People Talking About It?
What Is the ‘Soft Life’ and Why Are People Talking About It?
In a world that constantly pushes for hustle and grind, the concept of the “soft life” has emerged as a refreshing shift towards comfort, luxury, and...